Frequently Asked Questions

Thank you for your interest in getting started at Black Hawk College. We hope this website is a useful resource for you as you navigate the college application process.

Here you will find answers to some of the questions that students frequently ask us. If you have questions that are not answered here or elsewhere on our website, please contact us.


Admissions

You must bring a signed permit from a Black Hawk Advisor, or a copy of your ACT report to the test. If you do not have documentation with you at the time of the test you will be required to take the ENTIRE test. If you haven’t had your ACT scores sent to Black Hawk College, you will need to do so. To request an additional ACT score report, go to ACT’s web page at www.act.org and have one sent to Enrollment Services, Black Hawk College, 6600 34th Ave., Moline, IL 61265 or the Admissions Office, Black Hawk College – East Campus, 26230 Black Hawk Road, Galva, IL 61434.

Some students may be exempt from parts of the ACCUPLACER test under two conditions:
• Students who have taken the ACT test within the past two years and scored 22 or higher in the individual English, Reading or Math tests do not have to take the corresponding ACCUPLACER test:
ACT 22 or higher in English exempts you from the ACCUPLACER writing test
ACT 22 or higher in Reading exempts you from the ACCUPLACER reading test
ACT 22 or higher in Math exempts you from the ACCUPLACER pre-algebra test, however you are required to take the ACCUPLACER Algebra test.
• Students who have completed courses, or taken a placement test such as ASSET or ACCUPLACER at another college or university may be exempt from portions of the ACCUPLACER test. These students should first see an advisor or counselor before taking the ACCUPLACER test. Documentation is required and must be reviewed by an advisor to determine which portions of the ACCUPLACER test are needed for course placement. You will need to bring an unofficial copy of your college transcript or ASSET/ACCUPLACER scores when you come to the Advising Center to see an advisor. Without documentation, students will be required to take the entire ACCUPLACER test for course placement. Placement test scores from other colleges and universities that are not ASSET or ACCUPLACER scores cannot be used for course placement at Black Hawk College.

You are encouraged to review and study for ACCUPLACER testing. For sample tests and more information of topics that are covered in the ACCUPLACER test click here, where you will find sample ACCUPLACER test questions.

You may take the ACCUPLACER test free of charge one time per academic year (Sept. 1 – Aug. 31). If you wish to retake the ACCUPLACER test during the same academic year, the cost is $15.00 per individual test or $30 for the entire test. Payment in cash (exact change) or check at the time of testing is accepted. NO CREDIT CARDS are accepted.

For dual credit, grades appear on your Black Hawk College transcript after you complete the course.  Use the credits at Black Hawk College or transfer them to another college or university.  Dual credits also generate credits towards your high school diploma requirement.

For articulated credit, grades are recorded at your request after you complete the course(s) with an A or B grade and attend Black Hawk College.

Category: Admissions

Submit an Enrollment Verification Request to Enrollment Services.

Category: Admissions

To get an unofficial copy of your transcript, print it from myBlackHawk. If you need to have an official transcript sent, order it online. Click here to request your transcript.

Category: Admissions

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Common Questions

Based on the Family Educational Rights and Privacy Act, college students’ records are protected from access of non-directory information without their written consent. Your student may come to Enrollment Services and sign a statement giving you permission.

Submit your address change via your myBlackHawk e-mail account or come to Enrollment Services and complete a Student Change of Address form.

The Disability Services Office has a wide range of services to assist students with documented disabilities.

Yes! Through dual credit, your student can earn credit at Black Hawk College while still in high school.

Yes! Students have access to free tutoring – both online and in person.

Yes! Because of our vast academic offerings and affordable cost, Black Hawk College is a great place for students to explore and discover who they want to be and what they want to do in life. Our Career Services Center can help students learn about the world of work and determine how their talents and interests intersect career options. Additionally, students can talk to the Advising Center to establish their educational and career goals.

The amount students pay to attend Black Hawk College depends upon their eligibility for state and federal grants and loans, scholarships and college work-study. The Financial Aid Office can help students fill out the Free Application for Federal Student Aid (FAFSA) and answer any cost-related questions.

Yes! Students can transfer to four-year colleges and universities seamlessly. We recommend that students meet with an academic advisor each semester to make an educational plan. Following the plan ensures that students are taking the proper courses to achieve their academic goals.

Follow our Registration Checklist to learn about applying, financial aid, taking the ACCUPLACER placement test, meeting an advisor, attending orientation and registering and paying for classes.

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Frequently asked questions about financial aid and loans

June 1 – November 1: Full Year or Fall Only
November 1 – April 1 : Spring Only
April 1 – June 15: Summer Only*

*There are no summer loans for students if ALL registered courses start in July.

July 1: Finish Financial Aid Day Loan applications must be completed for Fall payment due date.

December 1: SPRING Finish Financial Aid Day. Loan applications must be completed for Spring payment due date.

As stated in Federal Loan Guidelines, the actual loan amount you are eligible to receive for an academic year is determined by your school and may be less than the maximum annual amounts shown in the chart below:

 Grade Level  Degree Applicable Hours Completed  Loan Limits
 Students in Year 1  0 – 29 credit hours   $3,500
 Students in Year 2  30 – 64 credit hours  $4,500

 

 Annual Additional Unsubsidized Stafford Loan limits are:
 Dependent Students in Year 1 or Year 2 $2,000
 Independent Students in Year 1 or Year 2  $6,000

Life Time loan limits for 4-Year Bachelor’s Degree Undergraduate students:
Dependent = $31,000 (no more than $23,000 can be subsidized)
Independent = $57,500 (no more than $23,000 can be subsidized)

Black Hawk College can only process loans for Year 1 or Year 2. Loans cannot be processed if prior loan debt is over the Year 1 or Year 2 maximum. Loan eligibility at Black Hawk College is determined on a case-by-case basis as authorized under 34 CFR 685.301(a)8  of the Higher Education Act. The average loan debt to complete a degree at Black Hawk College was $7535 in the Fiscal Year 2016.

Is there a time limit on how long I can receive loans?
150% of the published length of the program of study

Beginning July 1, 2013, Federal regulations for new borrowers limit the maximum time period that a student can receive Direct Subsidized loans to 150% of the published length of the program of study. New borrowers are encouraged to meet with an Academic Advisor to make sure you are in the correct major.

Loan applications take approximately two weeks for processing after receiving all required documents at www.bhc.edu/loan, or three or more weeks during peak registration periods. Loans will be processed in the order they are received. You will receive a confirmation email and your loan will appear on myBlackHawk.

Loans are disbursed in two payments during the loan period. If you have requested a full year loan, the Fall amount will be disbursed in late September, and the Spring amount will be disbursed in late February. If the loan is requested for one term, the second Fall amount pays in late October; or the second Spring amount pays in late March.

Refunds are processed by the Bursar’s Office once your loan is posted as paid on your myBlackHawk account. Refunds can take up to 14 days AFTER the payments have posted to be processed.

Financial aid is based on attendance for the entire semester. If you drop ALL of your classes before 60% of the semester, the law specifies how a school must determine the amount of federal aid (including loans) that you “earned”. Your aid will be “pro-rated” based on the last date of academic activity.

You must meet Satisfactory Academic Progress standards. Students on Dismissal or Time Frame Dismissal are not eligible for loans. Students on Warning will have additional requirements to complete before their second loan payment can be disbursed.

You must cancel any pending loans at Black Hawk College and contact the new college to find out how to be awarded financial aid there, including loans.

When you change schools, you will need to complete an In-School Deferment Form at your new school to postpone loan repayment.

Loan borrowers are required to participate in Federal Loan Exit Counseling after graduating, withdrawing, or dropping to less than 6 credit hours, even if they intend transfer to another institution. Black Hawk College will mail a letter with Exit Counseling information.

Black Hawk College has contracted with HigherEDGE to make sure you have the support you need to succeed in loan repayment. HigherEDGE will be contacting you soon after Exit Counseling letters are sent. HigherEDGE provides information and resources during your grace period and throughout repayment.

Federal loans are assigned to a Loan Servicer to coordinate repayment. Black Hawk College will list your loan servicer in your Exit Counseling letter. You may also access this information, as well as your loan history, on the National Student Loan Data System.

Your Loan Servicer will contact you concerning repayment. You must work with your Loan Servicer if you have trouble making loan payments.

Repayment begins 6 months after graduating, withdrawing, or dropping to less than 6 credit hours.

Repayment Resources:

Federal Student Loan Repayment Options

Hidden Truths of Student Loans

Federal Student Loans Ombudsman

  • You will be reported to a credit bureau having a negative effect on your credit rating.
  • You can be referred to a collection agency and have to pay collection costs.
  • Your employer may garnish your wages.
  • The Internal Revenue Service may withhold your state and federal income tax returns.
  • The entire unpaid amount of your loan, including interest may become due and payable immediately.
  • You will lose your rights to deferments.
  • You will be ineligible to receive any additional federal or state financial aid.

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Placement Testing

You must bring a signed permit from a Black Hawk Advisor, or a copy of your ACT report to the test. If you do not have documentation with you at the time of the test you will be required to take the ENTIRE test. If you haven’t had your ACT scores sent to Black Hawk College, you will need to do so. To request an additional ACT score report, go to ACT’s web page at www.act.org and have one sent to Enrollment Services, Black Hawk College, 6600 34th Ave., Moline, IL 61265 or the Admissions Office, Black Hawk College – East Campus, 26230 Black Hawk Road, Galva, IL 61434.

Some students may be exempt from parts of the ACCUPLACER test under two conditions:
• Students who have taken the ACT test within the past two years and scored 22 or higher in the individual English, Reading or Math tests do not have to take the corresponding ACCUPLACER test:
ACT 22 or higher in English exempts you from the ACCUPLACER writing test
ACT 22 or higher in Reading exempts you from the ACCUPLACER reading test
ACT 22 or higher in Math exempts you from the ACCUPLACER pre-algebra test, however you are required to take the ACCUPLACER Algebra test.
• Students who have completed courses, or taken a placement test such as ASSET or ACCUPLACER at another college or university may be exempt from portions of the ACCUPLACER test. These students should first see an advisor or counselor before taking the ACCUPLACER test. Documentation is required and must be reviewed by an advisor to determine which portions of the ACCUPLACER test are needed for course placement. You will need to bring an unofficial copy of your college transcript or ASSET/ACCUPLACER scores when you come to the Advising Center to see an advisor. Without documentation, students will be required to take the entire ACCUPLACER test for course placement. Placement test scores from other colleges and universities that are not ASSET or ACCUPLACER scores cannot be used for course placement at Black Hawk College.

You are encouraged to review and study for ACCUPLACER testing. For sample tests and more information of topics that are covered in the ACCUPLACER test click here, where you will find sample ACCUPLACER test questions.

You may take the ACCUPLACER test free of charge one time per academic year (Sept. 1 – Aug. 31). If you wish to retake the ACCUPLACER test during the same academic year, the cost is $15.00 per individual test or $30 for the entire test. Payment in cash (exact change) or check at the time of testing is accepted. NO CREDIT CARDS are accepted.

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Transfer FAQs

If you complete an AA or AS degree you will have the benefit of compact and/or course equivalency agreements which have been negotiated with four-year colleges and universities that allow you to transfer as a junior.

AA degree completion also fulfills the lower division general education courses of most transfer schools.

The AS degree contains additional math and science requirements. In most cases, students transferring to an Illinois 4-year college or university will complete the lower division general education courses after transfer (one additional course in Humanities or Fine Arts and one additional course in Social and Behavioral Sciences).

Category: Transfer FAQs

Beginning with the fall 2016 semester, there are differences between the Associate in Arts (AA) and the Associate in Science (AS) degrees. The AS degree has additional math and science requirements for graduation.   However, students have the option to graduate under the requirements in effect at their first enrollment, unless enrollment has been interrupted for two or more years.

Check with a Black Hawk advisor or the admission representative at your transfer school to determine if the AA or AS best meets your transfer goals.

Category: Transfer FAQs

The Illinois Articulation Initiative (IAI) is a statewide agreement of core general education courses that are transferable among more than 100 participating colleges and universities in Illinois.

AA degree: If you complete the Associate in Arts degree at Black Hawk College, you will also complete the Illinois Articulation Initiative General Education Core Curriculum. The IAI General Education Core Curriculum is embedded within the AA degree.

AS degree: If you complete the Associate in Science degree at Black Hawk College, you will substantially complete the Illinois Articulation Initiative General Education Core Curriculum. In most cases, you will take one additional course in Humanities or Fine Arts and one additional course in Social and Behavioral Sciences to complete the Illinois Articulation Initiative General Education Core Curriculum after transfer.

Category: Transfer FAQs

You can use the transfer course equivalencies to find out if a course will transfer to 100 participating colleges and universities in Illinois. If you don’t see your transfer school listed, contact the registrar at your transfer school or contact the Black Hawk College Articulation/Transfer Coordinator for assistance.

Category: Transfer FAQs

Please see the Sample Transfer Plans and discuss your goals with a BHC advisor.  Since major requirements vary from one transfer school to another, you should follow the recommendations for your transfer school as soon as you know which one you will attend.

Category: Transfer FAQs

Most colleges and universities will allow you to transfer at least 60-64 hours. Some schools have no limit on the number of hours that may be transferred but still require that a minimum number of hours (usually 60 or more) be earned at the four-year college or university where you will earn your bachelor’s degree.

Category: Transfer FAQs

Apply up to one year in advance of the term you plan to transfer. If you plan to transfer next fall, you may apply as soon as the current fall term. Most colleges and universities have application deadlines by which applications and all supporting documents such as transcripts must be submitted. The deadlines are often two to five months prior to the start of the term of entry, but some colleges and universities allow students to apply as late as two to four weeks before the start of the term.

Category: Transfer FAQs

Your high school transcript is usually required; however, most colleges and universities will determine your eligibility for admission based on your college record once you have earned a specified number of semester hours. The number of semester hours required to be admitted based on your college record varies from school to school but usually ranges from 12-30 hours.

Category: Transfer FAQs

After you apply to your transfer school you should pay the application fee and send any supporting documents required such as your high school transcript and all college transcripts. You should also complete financial aid and scholarship applications, as well as make arrangements for housing if you will be living away from home.

Category: Transfer FAQs

Complete the scholarship application by the deadline. Earning excellent grades will also improve your chances of earning a scholarship. Many schools have transfer scholarships that are automatically awarded based on your grade point average. The higher your grades, the more money you are eligible to receive. Also, students who are members of Phi Theta Kappa honor society may be eligible for additional scholarships. (Phi Theta Kappa is open to students who have a grade point average of 3.5 or higher.) Apply for every scholarship that you qualify for. The more scholarships you apply for, the more likely you are to receive an award.

Category: Transfer FAQs

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