Tuition & Fees
Based on the Family Educational Rights and Privacy Act, college students’ records are protected from access of non-directory information without their written consent. Your student may come to Enrollment Services and sign a statement giving you permission.
I got my bill and I owe a lot more than I thought I would. I moved back here from another state. Could that be the reason?
Yes, you must live within the college district for 30 days prior to the first day of the term to get in-district rates. If you previously reported you lived outside of the district, you must provide proof of residency. Examples of proof would include a current Illinois state-issued drivers’ license or ID, vehicle registration, voter registration card or a billing statement. Any of these items must be dated 30 days prior to the beginning of the term.
Put yourself on the wait list if it is available. We will contact you via your myBH e-mail account when we have a seat for you. You will have 48 hours to enroll in the class. If the wait list is no longer available, you can request instructor approval by obtaining his or her signature or by sending an email from your myBH account. A printed response from the instructor is acceptable as approval.
One semester before you plan to complete your requirements, complete a graduation application. Enrollment Services will review your records and let you know if you are missing anything. Click here for Graduation Procedures.
We always recommend you talk with your instructor before making the decision to drop a course. Dropping the course is your responsibility. You must initiate the request to drop a course. You may drop it yourself without instructor permission if the course is not 75% completed. Once 75% of the course has expired, you are not permitted to drop a course without the instructor’s permission. Contact Enrollment Services for specific dates.
To receive a 100% refund of tuition and fees, you need to drop classes no later than the day BEFORE the term begins. (Hint: You can e-mail email@example.com in the middle of the night if you need to drop a course.) The first seven days of the term, we grant 75% refund; calendar days eight through 14, we grant 50% refund. On day 15 of the term, no refund is granted.
If you have extenuating circumstances as to why you must withdraw from all of your classes, you may complete a refund appeal and submit it to Enrollment Services via mail, fax (309-796-5209) or e-mail. The committee will review your appeal and determine if a refund is warranted. Download Refund Appeal form.
Black Hawk College policy provides that a student may receive a full refund of tuition and fees if a licensed physician submits a statement recommending that the student withdraws from his/her classes for medical reasons. Withdrawal must be complete-not just a reduced load. To be considered, withdrawals must be submitted in a timely manner no later than the beginning of the final exams for the term enrolled.
I went to class and I don’t think I am going to like it. Can I change my schedule? Will I have to pay more money?
During the first 15 days of the term (seven days for four-week summer sessions), you may exchange one class for another as long as they are the same number of credit hours.
Yes. Once activated, the new BHC ID & Money Card will replace your current BHC student ID for building entry, library services, printing services, and identification on campus. And ride the Metro Bus FREE with your card.
The BHC Money Card can be used to make purchases wherever Debit MasterCard® is accepted. It’s important to note that the BHC Money Card is not a credit card, but rather a debit card backed by the purchasing power of the MasterCard® Network.
Yes. You may have your refund deposited to the bank of your choice. In order to have your refund deposited to your bank, activate your refund preference as soon as you receive the card by clicking here. During the activation process, select ACH Transfer to other bank for your refund preference and simply complete, print, and send the required third party form to the designated address. The form will be available online during the activation process.
How will I know when my Financial Aid or other refund has been direct deposited to my Black Hawk College OneAccount?
BankMobile will send an email to the address you entered during activation when your refund has been deposited to your account. Additionally, you can view the details of your OneAccount by accessing your statement online at BHCMoneyCard.com or by signing up to receive text messages sent directly to your cell phone with Mobile Alerts.
- Depositing your refund to the OneAccount and selecting an Easy Refund is the quickest way to gain access to your refund money.
- The BHC Money Card is not a credit card. However you can use it for purchases at all participating merchants that accept Debit MasterCard, get cash at ATMs, pay bills and more.
- Parents and friends can easily send you money online with a simple e-mail and a linked bank account.
The OneAccount is a fully functioning FDIC Insured checking account with no minimum balance and no monthly fees. Selecting the OneAccount allows you to access your Financial Aid refunds quicker and easier than ever before and offers a world of great benefits such as:
- FREE Internet banking features
- The ability to make purchases anywhere Debit MasterCard® is accepted.
- You may also withdraw cash with no fees at the Higher One ATM located on campus.
- Easy Refund to the OneAccount (refunds available the same day BHC releases them).
- ACH Transfer to other bank (refunds available 2-3 business days).
Even if you’re already receiving a refund from Black Hawk College, you are required to activate your refund preference as soon as you receive your card. It only takes a minute to activate your refund preference with BHC and Higher One to avoid any delays in getting your refund.
Although you might not currently expect a refund from Black Hawk College, we may have a refund for you in the future. After all, it may be necessary to drop a class, a class may be canceled, or you may simply receive a scholarship or assistance you were not anticipating. Selecting your preferred method to receive refunds from BHC ensures you’ll always receive your refunds in a timely manner.
Students need to have their picture taken at the Campus Police Department. Black Hawk College students will receive a BHC Money Card from Higher One in the mail at their primary address on file with BHC. It is important that the Enrollment Services office has your current address on file as the ID card will not be forwarded to a different address.
Refunds are delivered via the option selected when activating the BHC Money Card. Click here to activate your refund preference and make your refund selection. Once your refund preference is selected, funds are sent from BHC to BankMobile who then disburses the refunds according to your selection. If you want the fastest access to your money, simply choose to have your refunds deposited directly into your account—a fully functioning FDIC Insured checking account. (Please note: In order to receive a refund, you must select your refund preference as soon as your card arrives in the mail.)
June 1 – November 1]: Full Year or Fall Only
November 1, 2014 – April 1 : Spring Only
April 1 – June 15: Summer Only*
*There are no summer loans for students if ALL registered courses start in July.
July 1:Finish Financial Aid Day Loan applications must be completed for Fall payment due date.
December 1:SPRING Finish Financial Aid Day. Loan applications must be completed for Spring payment due date.
As stated in Federal Loan Guidelines, the actual loan amount you are eligible to receive for an academic year is determined by your school and may be less than the maximum annual amounts shown in the chart below:
|Grade Level||Degree Applicable Hours Completed||Loan Limits|
|Students in Year 1||0 – 29 credit hours||$3,500|
|Students in Year 2||30 – 64 credit hours||$4,500|
|Annual Additional Unsubsidized Stafford Loan limits are:|
|Dependent Students in Year 1 or Year 2||$2,000|
|Independent Students in Year 1 or Year 2||$6,000|
Life Time loan limits for 4-Year Bachelor’s Degree Undergraduate students:
Dependent = $31,000 (no more than $23,000 can be subsidized)
Independent = $57,500 (no more than $23,000 can be subsidized)
Black Hawk College can only process loans at Year 1 or 2 levels. Loans cannot be processed if prior loan debt is over the Year 1 or 2 maximum.
Beginning July 1, 2013, Federal regulations for new borrowers limit the maximum time period that a student can receive Direct Subsidized loans to 150% of the published length of the program of study. New borrowers are encouraged to meet with an Academic Advisor to make sure you are in the correct major.
Loan applications take approximately two weeks for processing after receiving all required documents at www.bhc.edu/loan. You will receive a confirmation email and your loan will appear on myBlackHawk.
Loan eligibility at Black Hawk College is determined on a case-by-case basis as authorized under 34 CFR 685.301(a)7 if the Higher Education Act. The average loan debt to complete a degree at Black Hawk College was $3580 in the Fiscal Year 2013.
Loans are disbursed in two payments during the loan period. If you have requested a full year loan, the Fall loan will be disbursed in September. The Spring portion will be disbursed in February. If the loan is requested for one term, the second Fall disbursement is in October; or the second Spring disbursement is in March.
Refunds are processed by the Bursar’s Office once your loan is disbursed and appears on your myBlackHawk account. Refunds can take up to 14 days AFTER the disbursement to be processed.
Financial aid is based on attendance for the entire semester. If you drop ALL of your classes before 60% of the semester, the law specifies how a school must determine the amount of federal aid (including loans) that you “earned”. If you drop ALL your classes before November 2, 2014 for the Fall term, or April 6, 2015 for the Spring term, your aid will be “pro-rated” based on the last date of academic activity.
You must meet Satisfactory Academic Progress standards. Students on Dismissal or Time Frame Dismissal are not eligible for loans. Students on Warning will have additional requirements to complete before their second loan payment can be disbursed.
You must cancel any pending loans at Black Hawk College and contact the new college to find out how to be awarded financial aid there, including loans.
When you change schools, you will need to complete an In-School Deferment Form at your new school to postpone loan repayment.
Loan borrowers are required to participate in Federal Loan Exit Counseling after graduating, withdrawing, or dropping to less than 6 credit hours, even if they intend transfer to another institution. Black Hawk College will mail a letter with Exit Counseling information.
Black Hawk College has contracted with HigherEDGE to make sure you have the support you need to succeed in loan repayment. HigherEDGE will be contacting you soon after Exit Counseling letters are sent. HigherEDGE provides information and resources during your grace period and throughout repayment.
Federal loans are assigned a Loan Servicer to coordinate repayment. Black Hawk College will list your loan servicer in your Exit Counseling letter. You may also access this information, as well as your loan history, on the National Student Loan Data System.
Your Loan Servicer will contact you concerning repayment. You must work with your Loan Servicer if you have trouble making loan payments.
Repayment begins 6 months after graduating, withdrawing, or dropping to less than 6 credit hours.
∗ You will be reported to a credit bureau having a negative effect on your credit rating.
∗ You can be referred to a collection agency and have to pay collection costs.
∗ Your employer may garnish your wages.
∗ The Internal Revenue Service may withhold your state and federal income tax returns.
∗ The entire unpaid amount of your loan, including interest may become due and payable immediately.
∗ You will lose your rights to deferments.
∗ You will be ineligible to receive any additional federal or state financial aid.
Black Hawk hosts many Campus Tours & Get-To-Know BHC Events for potential students and their family members. BHC advisors are also knowledgeable first contacts who can answer your questions about starting college, discuss your educational goals, and inform you of BHC’s resources to help you succeed.
Reading and following all steps below will smooth your entry to Black Hawk College. Please attempt the steps below before seeking further assistance. For help, email an Advisor at ADVQC@bhc.edu. Provide all relevant information in your communication with us.
We look forward to having you with us this semester!
STEP 1. Apply to attend BHC at www.bhc.edu/apply
|For Program of Study on the application, choose *NDS – TRANSFER|
|After two business days log into your myBlackHawk student portal and email: http://www.bhc.edu/admissions/apply/myblackhawk-college-portal/|
STEP 2. Course descriptions and pre-requisite requirements
|See the current BHC catalog at http://www.bhc.edu/academics/catalog/|
|For course transferability, use MyCreditsTransfer and Transferology.
MyCreditsTransfer is designed to facilitate transfer within Illinois using the nationally available tool, Transferology. Find the courses that transfer between institutions, degree requirements your courses satisfy and different majors that institutions offer.
Your home institution has the final say about accepting courses for transfer. Before registering, discuss your plans with your home institution.
STEP 3. Determine course availability
- Semester schedules and how to register: bhc.edu/schedules
- Seating availability and real time semester schedules: https://myblackhawk.bhc.edu/cp/home/displaylogin
STEP 4. Satisfy course pre-requisites before you register
A BHC Advisor will ask you to document that you’ve met any pre-requisite by providing unofficial transcripts of completed course work. An advisor may also request to see your placement and/or ACT test scores.
Email a BHC advisor at ADVQC@bhc.edu:
- Your email should include the BHC course (i.e. PSYC 101); your first name, middle initial and last name; your birthdate and a contact phone number.
- Make a .pdf copy of your transcript and attach it to an email to the Advising Center at ADVQC@bhc.edu. Do not send us a link to your transcript. In most cases we cannot open them due to password protection.
- The transcript must clearly include your name; the college name; course numbers, names and credits; attendance dates; final grades and cumulative GPA.
- An advisor will review your transcript and respond to you by email or phone. If you’ve met the prerequisite, the advisor will enter an override on your account so you can register.
STEP 5. Final details
It’s fairly common to be undecided about your future or how to get the most from college as a new, or returning, student. BHC’s faculty and professional staff can help you with these important concerns.
College Credit Courses
CES 100: College Experience and Success (3 credits)
This course is highly recommended for first-time college students who want to improve their readiness for college-level studies, promote their academic success and get the most from being a college student.
Psychology 105: Career Exploration and Planning (2 credits)
Enroll in this course to complete an in-depth exploration of your interests, values, and skills. Identify and learn about potential careers to facilitate career and educational planning.
Career Services Center (CSC)
Visit the CSC to learn about the wide range of career options available. Take a career assessment of your skills and interests to discover career possibilities that may be good fits for you. You can also learn now to research careers and job openings. Also, watch for career workshops offered throughout the year!
Educational advisors will assist you with college readiness, student know-how, self-discovery, goal setting, and career exploration so you get the most from your college experience.
Current BHC students are encouraged to use the myAdvisingPathway – bring your planner to your advising session.
Meet with a BHC counselor to take a variety of career or personal inventories which can assist you with career and educational planning.
Career programs range from short-term certificate programs to Associate of Applied Science degrees. Career programs give you up-to-date skills that prepare you to enter the workforce.
Transfer programs prepare you to continue your studies at a four-year university or college. At Black Hawk College you’ll earn an associate degree in all transfer programs, complete the general education courses accepted by most universities, and begin taking courses in your major area.
Absolutely! With good planning, you can attend BHC part-time and progress toward your goal. Meet with your advisor every semester to stay on track.
The course load that is best for you depends on a variety of factors, such as other commitments, study skills, time-management skills, and self-discipline. To determine the course load which is most appropriate for you, please refer to the following guidelines:
Working 40 hours per week
Working 30 hours per week
Working 20 hours per week
Working less than 20 hours
|Course load if working
3-6 credit hours
3-9 credit hours
6-12 credit hours
12-18 credit hours
An educational advisor can assist you with course selection whether you are following a career program at BHC, completing an associate degree before transferring, or preparing for a major when you are uncertain of where you will transfer. For advisor availability and to schedule an appointment for educational planning please see Advising.
Seeing your completed courses and final grades is fast! Log into your myBlackHawk account, open the Student tab, then click on Degree Audit. Your degree audit can also be used as an unofficial transcript. If your myBlackHawk account has expired, simply complete a new admissions application. Your welcome letter will include login information.
Dropping a class can delay reaching your academic goal, could change your status from full-time to part-time, or possibly impact your current and future financial aid. Even so, dropping a class may be your best option. Before deciding, visit with your instructor and an educational advisor. Advisors can also talk with you about adding a class and update your academic plan so you stay on track to graduate
Make a transfer planning appointment with a BHC educational advisor to help you navigate up-to-date resources for four-year colleges and universities.
- Explore Transfer Information for transfer facts, admissions processes, major requirements, and scholarship opportunities.
- Learn when college and university representatives are visiting Black Hawk College.
- Discover how your courses will transfer.
- Prepare to visit your next college or university.
All of our counselors have master’s degrees and extensive coursework of additional post-graduate study.
A counselor is a faculty member as well as a master’s degree-level professional trained in counseling. Counselors also work with faculty and staff as consultants and trainers and provide all services of academic advisors.
An academic advisor is a professional staff or faculty member trained to assist students with academic planning. Advisors make referrals for various student concerns to counselors or other campus services.
Due to a high demand for services, and to ensure that the greatest number of students can receive services, the college sets a limit on the total number of individual counseling appointments students may receive. Please discuss the specifics of this policy with your counselor.
No, counseling can also assist with the following:
• Adjusting to new surroundings/circumstances or a new culture
• Building self-esteem
• Choosing a major or career path
• Coping with grief, loss and depression
• Learning new communication skills
• Learning stress management
• Overcoming math or speech anxiety
• Overcoming social anxiety
• Resolving a conflict with a teacher, friend or relative
What are the benefits of completing the Associate in Arts (AA) degree or the Associate in Science (AS) degree?
If you complete an AA or AS degree you will have the benefit of compact and/or course equivalency agreements which have been negotiated with four-year colleges and universities that allow you to transfer as a junior.
AA degree completion also fulfills the lower division general education courses prior to transfer.
The AS degree contains additional math and science requirements. In most cases, students transferring to an Illinois 4-year college or university will complete the lower division general education courses after transfer (one additional course in Humanities or Fine Arts and one additional course in Social and Behavioral Sciences).
Beginning with the fall 2016 semester, there are differences between the Associate in Arts (AA) and the Associate in Science (AS) degrees. The AS degree has additional math and science requirements for graduation. However, students have the option to graduate under the requirements in effect at their first enrollment, unless enrollment has been interrupted for two or more years.
Check with a Black Hawk advisor or the admission representative at your transfer school to determine if the AA or AS best meets your transfer goals.
The Illinois Articulation Initiative (IAI) is a statewide agreement of core general education courses that are transferable among more than 100 participating colleges and universities in Illinois.
AA degree: If you complete the Associate in Arts degree at Black Hawk College, you will also complete the Illinois Articulation Initiative General Education Core Curriculum. The IAI General Education Core Curriculum is embedded within the AA degree.
AS degree: If you complete the Associate in Science degree at Black Hawk College, you will substantially complete the Illinois Articulation Initiative General Education Core Curriculum. In most cases, you will take one additional course in Humanities or Fine Arts and one additional course in Social and Behavioral Sciences to complete the Illinois Articulation Initiative General Education Core Curriculum after transfer.
You can use the transfer course equivalencies to find out if a course will transfer. If you don’t see your transfer school listed, contact the registrar at your transfer school or contact the Black Hawk College Articulation/Transfer Coordinator for assistance.
I know what my transfer major will be, but haven’t decided where to transfer. Which courses should I take?
Please contact a Black Hawk advisor to discuss whether you should follow the AA or AS degree requirements. Since major requirements vary from one transfer school to another, you should follow the recommendations for your transfer school as soon as you know which one you will attend.
Most colleges and universities will allow you to transfer at least 60-64 hours. Some schools have no limit on the number of hours that may be transferred but still require that a minimum number of hours (usually 60 or more) be earned at the four-year college or university where you will earn your bachelor’s degree.
Apply up to one year in advance of the term you plan to transfer. If you plan to transfer next fall, you may apply as soon as the current fall term. Most colleges and universities have application deadlines by which applications and all supporting documents such as transcripts must be submitted. The deadlines are often two to five months prior to the start of the term of entry, but some colleges and universities allow students to apply as late as two to four weeks before the start of the term.
Your high school transcript is usually required; however, most colleges and universities will determine your eligibility for admission based on your college record once you have earned a specified number of semester hours. The number of semester hours required to be admitted based on your college record varies from school to school but usually ranges from 12-30 hours.
After you apply to your transfer school you should pay the application fee and send any supporting documents required such as your high school transcript and all college transcripts. You should also complete financial aid and scholarship applications, as well as make arrangements for housing if you will be living away from home.
Complete the scholarship application by the deadline. Earning excellent grades will also improve your chances of earning a scholarship. Many schools have transfer scholarships that are automatically awarded based on your grade point average. The higher your grades, the more money you are eligible to receive. Also, students who are members of Phi Theta Kappa honor society may be eligible for additional scholarships. (Phi Theta Kappa is open to students who have a grade point average of 3.5 or higher.) Apply for every scholarship that you qualify for. The more scholarships you apply for, the more likely you are to receive an award.
Last updated 4/4/2016