Financial Services Management AAS

Last updated 5/15/2014

Associate in Applied Science Code 5099

Program Contacts:
QC Campus
Gary Drew, 309-796-5249, drewg@bhc.edu


The Financial Services Management program is designed to provide the student with an understanding of the business environment, skills in finance, and specialized working knowledge of financial systems, procedures and markets.

The program has been developed with the cooperation of Quad-Cities area financial institutions and offerings are modified and changed to fit the needs of the local community. Programs can be individualized so that both students with little or no financial background as well as people currently employed in the field can be served. The Financial Services Management degree expands on the coursework of the Banking and Finance certificate.

Individuals graduating from this program with a degree can seek employment as loan officers, marketing officers, bank tellers, customer service representatives, or as management trainees in firms within the financial industry. Individuals graduating from this program with a degree can seek entry-level positions in all kinds of financial institutions, e.g., accounting offices, banks, credit unions, real estate offices or savings and loan associations.

Individuals receiving a Banking and Finance certificate can seek employment as tellers, customer service representatives, or as management trainees in firms within the financial industry.

Students interested in a four-year bachelor’s degree in finance or other business administration related areas should see the Business Transfer curriculum in the Transfer Programs section of the catalog.

Financial Services Management AAS
Associate in Applied Science Code 5099
Course of Study Outline – Suggested Courses (Credit Hours)
First Semester
BA 110 — Introduction to Business (3)
1BA 160 — Business Math I (3)
BL 201 — Business Law I (3)
CS 100 — Introduction to Computers (3)
SPEC 101 — Principles of Speech Communications  or  (3)
SPEC 111 — Business & Professional Communications
* Elective (3)

Second Semester
BA 111 — Business Relations I (1)
BA 112 — Business Relations II (1)
BA 113 — Business Relations III (1)
BA 170 — Fundamentals of Accounting I (3)
BA 171 — Accounting I Lab (1)
BA 220 — Business Math II (3)
2BE 180 — Business Communications (4)
BL 202 — Business Law II (3)

Third Semester
BA 180 — Fundamentals of Accounting II (3)
BA 181 — Accounting II Lab (1)
BA 240 — Principles of Management (3)
BA 260 — Business Financial Management I (3)
ECON 221 — Principles of Macro Economics (3)
ACCT 250 — Federal Income Tax I (4)

Fourth Semester
BA 266 — Business Policy and Ethics (3)
ECON 150 — Consumer Economics (3)
BA 215 — Personal Investing (3)
*Electives (3)
*Electives (2-3)

Minimum total hours required for degree (66)

Courses for this program include: »

ACCT 250 Federal Income Tax I
4 cr. hrs.;
3 lecture hours; 2 lab hours per week.
Prerequisite: ACCT 101 or BA 170 or instructor consent.
Covers the regulations applicable to the determination of taxable income with an emphasis on the determination of tax liability of individual taxpayers. Includes instruction in the use of computer software to prepare tax returns.

ACCT 251 Federal Income Tax II
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisites: ACCT 250 and BA 180 or ACCT 250 and ACCT 101, or instructor consent.
Covers the regulations applicable to the determination of taxable income with an emphasis on the determination of tax liability of business tax returns.

AIB 100 Principles of Banking
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Fundamentals of bank functions for the beginning banker to view this profession from a broad perspective.

BA 110 Introduction to Business
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Basic course introducing major kinds of business organizations and forms of ownership. Study of vocabulary and functions of activities such as financing, marketing, management, personnel administration, and international business.

BA 111 Business Relations I
1 cr. hr.;
1 lecture hour; 0 lab hours per week.
Orients students to the most acceptable modes of business dress and common business etiquette.

BA 112 Business Relations II
1 cr. hr.;
1 lecture hour; 0 lab hours per week.
Provides the basic elements of active participation in business meetings.

BA 113 Business Relations III
1 cr. hr.;
1 lecture hour; 0 lab hours per week.
Provides an orientation to typical service projects conducted by contemporary businesses.

BA 160 Business Math I
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisite: A minimum score of 32 on COMPASS pre-algebra test or a minimum score of 22 on ACT math.
A short review of basic math concepts and their application to actual business problems. Covers insurance, interest calculations, merchandising discounts, taxes, dividends and basic statistical measures.

BA 170 Fundamentals of Accounting I
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Basic principles, procedures, and methods of accounting. Provides accounting theory and practice as applied to proprietorships and partnerships. Stresses use of accounting data in business decisions. With BA 180, is designed for two-year career program students desiring to enter business occupations, not for transfer to a four-year college.

BA 171 Fundamentals of Accounting Lab I
1 cr. hr.;
0 lecture hours; 2 lab hours per week.
Prerequisite: Concurrent enrollment in or previous completion of BA 170.
Basic principles, procedures, and methods of accounting. Provides accounting theory and practice as applied to proprietorships and partnerships. Stresses use of accounting data in business decisions. With BA170, BA180 and BA181 is designed for two-year carer program students desiring to enter business occupations.

BA 180 Fundamentals of Accounting II
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisites: BA 170 and BA 171; BA 160 recommended.
Continues study of basic accounting principles and procedures as applied to corporations, manufacturing and merchandising businesses. With BA 170, is designed for two-year career program students desiring to enter business occupations, not for transfer to a four-year college.

BA 181 Fundamentals of Accounting Lab II
1 cr. hr.;
0 lecture hours; 2 lab hours per week.
Prerequisite: Concurrent enrollment in BA 180.
Continues study of basic accounting principles and procedures as applied to corporations, partnerships, and manufacturing, and merchandising businesses. With BA170, BA171, and BA180 is designed for two-year carers program students desiring to enter business occupations.

BA 215 Personal Investing
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
This is an introductory personal investment course which will introduce students to the financial markets, stocks, bonds, mutual funds, IRAs and money markets. Students will become familiar with investment and financial jargon, understand the basic tools of investing, and get practical experience in establishing, monitoring, and managing a personal portfolio via an online trading simulation.

BA 220 Business Math II
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisite: BA 160 or instructor consent.
An advanced introduction survey of mathematics (basic algebra and statistics) as used in complex business problems and situations. The emphasis will be on problem identification analysis and the application of and use of quantitative tools and techniques to solve them.

BA 230 Principles of Marketing
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
An in-depth analysis of major contemporary marketing concepts and practices. Covers marketing environments and trends, product development, pricing practices, distribution networks and relationships with advertising agencies and sales forces.

BA 240 Principles of Management
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisite: BA 110 recommended.
A detailed study of the basic functions and processes of management in a typical organizational setting. Includes coverage of planning, organizing, directing, and controlling, with emphasis on communication, leadership, group dynamics, and motivation.

BA 242 Principles of Supervision
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Course deals with the responsibilities of the supervisor or leader in the industrial and administrative environment. Leadership qualities, human relations skills, motivation, communication, training techniques, and problem of the work group are discussed.

BA 247 Business Management Internship
1-4 cr. hrs.;
0 lecture hours; 5-20 lab hours per week.
Prerequisite: Department Chair consent.
A supervised work experience providing on-the-job training in a business firm for students enrolled in various business career curricula of the Department of Business and Office Technology Education (QCC) or Department of Business and Technology (EC).

BA 249 Business Management Seminar
1 cr. hr.;
1 lecture hour; 0 lab hours per week.
Prerequisite: Concurrent enrollment in BA 247.
Designed exclusively for Business Management and Marketing Interns enrolled in BA 247. Provides intensive review and evaluation of on-the-job experience.

BA 250 Human Resource Management
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisites: BA 110 and BA 240 recommended.
Basic understanding of current practice in the field. Covers staffing, development, methodology, labor relations, and wage and salary administration.

BA 252 Pay and Benefits Administration
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Examination of the total compensation package including wages, executive salaries, pensions, insurance, cafeteria/multi-employer plans and other benefits. A look at historical perspective, current status and future trends in compensation management.

BA 260 Business Financial Management I
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisites: BA 170 and BA 171.
Introductory course in financial management, stressing an understanding of business finance, allocation of funds within a business and raising of funds.

BA 266 Business Policy and Ethics
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
An introduction to ethical decision making in business. Special attention is given to making informed ethical decisions on a daily basis. Models of ethical and unethical decision making are analyzed.

BE 180 Business Communications
4 cr. hrs.;
4 lecture hours; 0 lab hours per week.
Prerequisite: See assessment and placement guide.
Techniques of effective written communications for business. This will include psychology of communicating with customer service emphasis, focus on international communications, and accuracy and conciseness needed for in-house e-mail.

BL 201 Business Law I
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisite: BA 110 recommended.
A general survey of the basic principles, systems and practices of American law including government agencies and regulation, alternative dispute resolution, torts, employment law, bankruptcy, international law, and consumer protection.

BL 202 Business Law II
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisite: BL 201 recommended.
An intensive analysis of law as used in business. Topics include contract law, commercial paper, sales law, partnership and corporation law, and real property transfers.

CS 100 Introduction to Computers
3 cr. hrs.;
3 lecture hours; 1 lab hour per week.
Prerequisite: Appropriate placement score or REA 093 “B” or better.
Introduction to computer concepts, computer applications, and the impact of computers on society. Applications include problem solving methods, word processing, spreadsheet, database, and presentation graphics software. Basic Algebra or equivalent is recommended.

ECON 150 Consumer Economics
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Study which leads to the understanding of financial management principles relating to individuals. Discusses receipts of income, personal goal setting, and budgeting. Also, individual spending in such areas as shelter, risk coverage, taxes and the investment of discretionary funds
to further an individual’s asset holdings.

ECON 221 Principles of Macro Economics
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Study of the basic macro economic principles of a capitalistic economy, its strengths and weaknesses including supply and demand, prices, role of government, national income measurement and determination, money, banking, monetary and fiscal policies, inflation and unemployment, international trade and payments.
IAI: S3 901

SPEC 101 Principles of Speech Communication
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
The oral communication course combines communication theory with the practice of oral communication skills. The oral communication course: (1) develops awareness of the communication process; (2) provides inventional, organizational, and expressive strategies; (3) promotes understanding of and adaptation to a variety of communication contexts; and (4) emphasizes critical skills in listening, reading, thinking and speaking. IAI: C2 900

SPEC 111 Business and Professional Communication
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Promotes awareness and development needed to communicate competently within professional organizations. Focus is on interviewing, management styles, inter-office communication and professional presentations.

*Recommended Electives
ACCT 251 — Federal Income Tax II (3)
AIB 100 — Principles of Banking (3)
BA 230 — Principles of Marketing (3)
BA 242 — Principles of Supervision (3)
BA 247 — Business Management Internship (2-3)
BA 249 — Business Management Seminar (1)
BA 250 — Human Resources Management (3)
BA 252 — Pay and Benefits Administration (3)

1Students enrolling in BA 160 must have an appropriate COMPASS test score (see course description)  or have taken MATH 103 or MATH 080.
2Required Business Elective: Students enrolling in BE 180 must have an appropriate COMPASS test score (see course description)  or  take COMM 105 as a prerequisite.