Banking & Finance Certificate

Last updated 4/2/2014

Certificate Code 5595

Program Contacts:
QC Campus

Gary Drew, 309-796-5249, drewg@bhc.edu


This certificate is offered only at the Quad-Cities Campus.

This certificate helps provide a foundation toward the completion of the Financial Services Management degree.

Banking & Finance Certificate
Certificate Code 5595
Course of Study Outline – Suggested Courses (Credit Hours)

First Semester
BA 110 — Introduction to Business (3)
1BA 160 — Business Math I (3)
BL 201 — Business Law I (3)
CS 100 — Introduction to Computers (3)
SPEC 101 — Principles of Speech Communication  or  (3)
SPEC 111 — Business & Professional Communications

Second Semester
BA 111 — Business Relations I (1)
BA 113 — Business Relations III (1)
BA 170 — Fundamentals of Accounting I (3)
BA 171 — Accounting Lab (1)
BA 215 — Personal Investing (3)
BA 260 — Financial Management (3)
ECON 150 — Consumer Economics (3)

Minimum total hours required for certificate (30)

1Students enrolling in BA 160 must have an appropriate COMPASS test score (see course description)  or  have taken MATH 103 or MATH 080.

Courses for this program include: »

BA 110 Introduction to Business
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Basic course introducing major kinds of business organizations and forms of ownership. Study of vocabulary and functions of activities such as financing, marketing, management, personnel administration, and international business.

BA 111 Business Relations I
1 cr. hr.;
1 lecture hour; 0 lab hours per week.
Orients students to the most acceptable modes of business dress and common business etiquette.

BA 113 Business Relations III
1 cr. hr.;
1 lecture hour; 0 lab hours per week.
Provides an orientation to typical service projects conducted by contemporary businesses.

BA 160 Business Math I
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisite: A minimum score of 32 on COMPASS pre-algebra test or a minimum score of 22 on ACT math.
A short review of basic math concepts and their application to actual business problems. Covers insurance, interest calculations, merchandising discounts, taxes, dividends and basic statistical measures.

BA 170 Fundamentals of Accounting I
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Basic principles, procedures, and methods of accounting. Provides accounting theory and practice as applied to proprietorships and partnerships. Stresses use of accounting data in business decisions. With BA 180, is designed for two-year career program students desiring to enter business occupations, not for transfer to a four-year college.

BA 171 Fundamentals of Accounting Lab I
1 cr. hr.;
0 lecture hours; 2 lab hours per week.
Prerequisite: Concurrent enrollment in or previous completion of BA 170.
Basic principles, procedures, and methods of accounting. Provides accounting theory and practice as applied to proprietorships and partnerships. Stresses use of accounting data in business decisions. With BA170, BA180 and BA181 is designed for two-year carer program students desiring to enter business occupations.

BA 215 Personal Investing
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
This is an introductory personal investment course which will introduce students to the financial markets, stocks, bonds, mutual funds, IRAs and money markets. Students will become familiar with investment and financial jargon, understand the basic tools of investing, and get practical experience in establishing, monitoring, and managing a personal portfolio via an online trading simulation.

BA 260 Business Financial Management I
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisites: BA 170 and BA 171.
Introductory course in financial management, stressing an understanding of business finance, allocation of funds within a business and raising of funds.

BL 201 Business Law I
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Prerequisite: BA 110 recommended.
A general survey of the basic principles, systems and practices of American law including government agencies and regulation, alternative dispute resolution, torts, employment law, bankruptcy, international law, and consumer protection.

CS 100 Introduction to Computers
3 cr. hrs.;
3 lecture hours; 1 lab hour per week.
Prerequisite: Appropriate placement score or REA 093 “B” or better.
Introduction to computer concepts, computer applications, and the impact of computers on society. Applications include problem solving methods, word processing, spreadsheet, database, and presentation graphics software. Basic Algebra or equivalent is recommended.

ECON 150 Consumer Economics
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Study which leads to the understanding of financial management principles relating to individuals. Discusses receipts of income, personal goal setting, and budgeting. Also, individual spending in such areas as shelter, risk coverage, taxes and the investment of discretionary funds
to further an individual’s asset holdings.

SPEC 101 Principles of Speech Communication
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
The oral communication course combines communication theory with the practice of oral communication skills. The oral communication course: (1) develops awareness of the communication process; (2) provides inventional, organizational, and expressive strategies; (3) promotes understanding of and adaptation to a variety of communication contexts; and (4) emphasizes critical skills in listening, reading, thinking and speaking. IAI: C2 900

SPEC 111 Business and Professional Communication
3 cr. hrs.;
3 lecture hours; 0 lab hours per week.
Promotes awareness and development needed to communicate competently within professional organizations. Focus is on interviewing, management styles, inter-office communication and professional presentations.


Gainful Employment

Gainful employment is one important measure that students and parents should pay attention to as they examine colleges and programs. All non-degree programs must be designed to lead to gainful employment in a recognized occupation in order to be deemed eligible for federal student aid. These programs are generally less than 2 years in length and result in a certificate.

Banking & Finance Certificate